S.H.I.P. Program (State Health Insurance Assistance Program)

If you are a Medicare Beneficiary and

• Medicare forms confuse you,
• Health Insurance options overwhelm you,
• You need assistance with health insurance claims, or
• Have concerns about prescription costs.

If so, then you need to speak to a qualified trained counselor who is with the S.H.I.P. Program. SHIP is a statewide program sponsored by the New Jersey Department of Health and Senior Services, Division of Aging and Community Services, with major funding from the U.S. Department of Health and Human Services Centers for Medicare and Medicaid Services (CMS).

SHIP provides FREE, objective, and confidential help to New Jersey Medicare beneficiaries who have problems with, or questions about Medicare, Medigap, Medicare + Choice Plans.

Experienced counselors do not provide legal advice, sell, recommend or endorse any specific insurance product, agent or insurance company. Counselors provide information and assistance so the YOU can make your own decisions.

If you need assistance in any of these areas, please call the Hunterdon County Division of Senior, Disabilities and Veterans' Services at 908-788-1361 and make an appointment to speak with a counselor.

INSURANCE COMPARISION CHARTS:

Medicare Supplement (Medigap) Insurance Companies Offering Policies in New Jersey as of August 2023 (PDF)

Medicare Supplement Coverage Sold in New Jersey for those Under Age 50 (PDF)

NJ Medicare Supplement Coverage for People Between Ages 50 and 65 on Medicare Due to Disability as of January 2023 (PDF)

NJ Medicare Supplement Policies (Medigap) Monthly Premium at Age 65 

• Male Preferred Rates (PDF)
• Female Preferred Rates (PDF)

Medicare Special Needs Plans 2023 (PDF)

Medicare Advantage Plans with Drug Coverage 2023 (PDF)

Medigap Plan Benefits Sold On or After January 2020 (PDF)