What effect does a will have on real estate owned jointly by husband and wife?

Real estate owned jointly by husband and wife in the form of ownership legally known as "tenancy by the entirety" is not controlled by the will of the spouse who dies first. Absolute ownership of the property will pass to the surviving spouse who has rights of survivorship, regardless of what the will may provide.

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1. What is a will and do I need one?
2. Can a will save money?
3. Can I prepare my own will?
4. Can I name more than one executor?
5. What effect does a will have on real estate owned jointly by husband and wife?
6. What effect does a will have on joint bank accounts or certificates of deposit?
7. Can I leave assets to a minor?
8. What effect does a divorce have on a will?
9. What does it mean for a will to be self-proving? What happens if the will is not self-proving?
10. Who becomes the guardian of orphaned minors if there is no will?
11. If there is no will, then who gets what?
12. Do all states have the same probate laws?